Damaged Business Credit
If you have a dozen or so small problems to resolve, a flat rate could save you money. If you’re concerned about just a couple issues, you may prefer a company with a results-based pricing plan. Some companies charge a flat rate while others employ a results-based approach in which you’d pay for each derogatory mark that’s removed from your record. This approach can also get you into the habit of monitoring your score on a regular basis so you can detect errors quickly in the future.
This should include your client intake process, how you will pull credit reports, when clients will be charged, email automation, etc. This will make your life so much easier in the long run and will make your business appear professional to outsiders. The Money Management package is the cheapest option and includes monitoring of one’s identity on the dark web, TransUnion, and more. It grants access to the CashRules finance manager, a powerful tool for managing personal finances. It allows users to integrate bank accounts, track transactions, and set budgets. It comes with everything in the above two packages, as well as unlimited challenges on erroneous items.
Fixing something as important as your credit score is serious, and you want to know you can trust the credit repair agency you hire. A rating of A+ from the Better Business Bureau is the gold standard. Legitimate credit repair companies don’t need to have the top BBB rating to be reputable, however, as long as they have a good record of dealing with problems. Under the United States Credit Repair Organizations Act, credit repair agencies cannot charge for services in advance. Most of them, however, do charge a setup or “first work” fee—a one-time fee to open your account.
Sky Blue Credit Repair has a two-tier pricing model that allows you to take advantage of all its services for a flat rate of $79 a month, or $119 a month for couples . Make every effort to prevent late payments (and pay all that’s due). Fora Financial provides business capital, including business loans and Revenue Based Financing, directly and through a network of unaffiliated third-party funding providers. Business loans are offered by Fora Financial Business Loans LLC or, in California, by Fora Financial West LLC, a licensed California Finance Lender, License No. 603J080.
CreditRepair.com offers a 100% online signup process that includes a credit score, report summary, and negative item breakdown free of charge. They will also recommend the best package based on your negative item breakdown. Credit repair companies challenge items on your credit report that are inaccurate, incomplete, or unverifiable.